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Our Process

A Credit Consulting Inc Company

The Proven Process to Fix Your Credit

We’ve spent years designing a cutting-edge credit repair algorithm to achieve the best results for our clients.

1

INITIAL CONSULTATION

Meet your personal credit consultant who will assist you in obtaining your credit reports from the major bureaus.

2

CREDIT AUDIT

Our team of FICO Professionals, paralegals, and dispute processors will examine your credit report and create a customized audit to determine if there are any unsubstantiated negative items.

3

CLIENT PORTAL LOGIN

Work one-on-one with your consultant to activate the Dispute Manager and mark your credit report discrepancies to identify all violations.

4

CHALLENGE ITEMS

We create a detailed written dispute on your behalf and leverage specific laws to keep your case moving forward. Items that are not confirmed as accurate, fair and substantiated should be removed from your reports.

5

ESCALATE

Creditors and credit bureaus are provided with specific information about why they must remove erroneous items, informed of all state and/or federal laws they would be violating if refused, and the legal consequences they would face.

6

RESULTS

We keep you updated about all responses and results through your personal client portal. Once the process is complete, we provide individualized education to help you maintain your improved credit.

What is a credit audit?

A credit audit is a complete breakdown of each individual item on your credit report. We determine how each item is affecting your overall scores and determine the steps that can be taken to achieve and maintain the best possible scores and credit report.

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Fix your credit profile today

The credit reporting system is not perfect. Credit reporting errors, statistical assumptions, and obsolete data all contribute to a system that makes it look like responsible people who can be counted on to pay their bills are not worthy of credit. If you are in a position where your credit score is making you look like a higher credit risk than you really are, you may be able to improve your credit score by fixing your credit.

The Fair Credit Reporting Act gives you the right to dispute any items in your credit reports you feel may be inaccurate, untimely, misleading, biased, incomplete, or unverifiable (“questionable”). You have the right to dispute the questionable negative items in your credit reports you feel are giving lenders an unfair impression of your credit worthiness.

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